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Ardmore continues to show thought leadership in the area of climate-related credit risk, including concentration analysis. Please click on any of the following links to access our whitepapers and industry updates on this important new area of emerging credit risk:

1. White Paper on Climate-Related Credit Concentration Analysis Proof of Concept – September 2023
2. Analysis of Regulatory Agencies’ Joint Issuance of Principles for Climate-Related Credit Risk Management – November 2023
3. Summary of RMA Conference Discussion on Physical Climate-Related Conference Risk – December 2023
4. White Paper on Credit Impact from Earthquake Event Proof of Concept – February 2024
5. Ardmore Update on SEC Climate Disclosure Rule – April 2024
6. Ardmore Analysis of FDIC Report on Community Banks in Metros With High Transition – August 2024

A webinar “Managing Banks Newest Emerging Credit Risk,” focusing on climate-related credit concentration risk featuring Ardmore’s Peter Cherpack and Heritage SVP & Director of Credit Review, Kate Dixon was presented in September 2023.

Here, Ms. Dixon gives some background information on the Heritage portfolio and some factors considered in the analysis:

Peter Cherpack details some of the objectives in developing this process in partnership client banks:

Peter and Ms. Dixon outline some of the data used to identify key areas of concern when performing the analysis:

Peter and Kate share what they learned during this process:

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