Jim is an experienced senior executive with extensive regulatory experience. He works directly with clients to counsel them on working with regulators, assist with regulatory issues, and help limit risk associated with state and federal banking regulations. Jim has been with Ardmore since 1994.
Before arriving at Ardmore Banking Advisors, Jim served as Executive Vice President, Chief Credit Officer, and Senior Lender for a major New Jersey bank While there, he set and implemented credit policy, determined adequacy of loan loss reserve, and directed commercial lending, corporate loan problem resolution, credit administration, loan operations, and international activities.
Previously, Jim acquired more than 25 years of regulatory experience as National Bank Examiner for the Office of the Comptroller of the Currency (OCC), where he was Examiner-in-Charge of regional banks with assets of $1 billion to $10 billion.
At Ardmore Banking Advisors, Jim assists clients in the following areas:
- Risk Management
- Credit Policy
- Regulatory Compliance
- Loan Review
- Asset/Liability Management
- Expert Witness
- Bank Evaluation & Due Diligence