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Mr. Cammarata has been a senior consultant with ABA since 2003, and is also the founder of Cammarata Associates.  

​He has led his mortgage company for over 40 years, specializing in mortgage underwriting, review and audit. His specific credentials include being a Licensed Mortgage Banker, First and Second Mortgage DE Underwriter, Approved QC Auditor and consultant to banks for Secondary Market Best Practices.

​Frank has also previously served as president of a community bank.  

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