Araceli U. McCarthy, Senior VP & Director of Loan Review Quality Control, Vice President & Treasurer

Araceli McCarthy is Senior VP and Director of Loan Review Quality Control, Vice President and TreasurerAraceli McCarthy is a seasoned banking and consulting executive with over 20 years of banking experience in the areas of credit review, corporate banking, asset and liability management, profitability and financial analysis, and internal audit.

Ms. McCarthy served as Vice President for CoreStates Bank N.A. in the Credit Review Department where she was responsible for the evaluation of commercial and real estate credits. 

At First Pennsylvania Bank, Ms. McCarthy worked in developing the asset and liability model for interest rate risk management, which included hedging techniques, with treasury specialists.  Previously, she was manager of the Financial Analysis Division where she coordinated budgeting, strategic planning, customer profitability and management reporting efforts.

Ms. McCarthy has assisted clients in reaching their goals in the following areas:

  • Loan Review
  • Profitability Analysis
  • Due Diligence
  • Productivity Enhancement 
  • Process Improvement
  • Asset/Liability Management

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