Welcome to Ardmore Fintellix Solutions

Ardmore Fintellix Solutions is a joint venture formed by Ardmore Banking Advisors and Fintellix Solutions. It is a unique 'local/global' alliance that combines global technology expertise, local banking experience and next generation technology solutions to create the premier Credit Portfolio Management (CPM) suite for the US community bank market.

Ardmore Banking Advisors has been providing credit risk consulting and credit data management software for over 20 years in the US community bank market while Fintellix Solutions has successfully implemented its industry-leading regulatory compliance and reporting solutions in over 11 countries.

Together, Ardmore and Fintellix are blending their strengths to offer community banks proven global compliance capabilities along with deep expertise in community bank credit data consulting. The Ardmore Fintellix CPM suite for community banks offers a CECL-ready ALLL module, along with Credit Portfolio Analytics and Portfolio Stress Testing solutions, all of which leverage our next-generation credit datamart & data management platform to provide immediate value to your bank.  

Key Ardmore Fintellix Personnel

Peter Cherpack, CEO - As CEO at Ardmore Fintellix Solutions, Peter Cherpack recommends and implements technology solutions to enhance banks' lending and credit processes. A nationally recognized thought leader in best practices for stress testing and CECL for community banks, he has over 30 years of experience in banking, specializing in information technology, operations, business analysis, project management and stress testing, with 20 years previous experience at PNC Bank.

He has been featured in publications including the Journal of Risk Management, the RMA Journal, Bank Director, The American Banker, the Independent Community Banker, and Bank Safety & Soundness Advisor.

His recent speaking engagements include the Conference of State Bank Supervisors, the RMA Annual National Conference, the FFIEC Community Financial Institution Lending Forum and American Banker’s Bank Analytics Symposium.

Sunny Malhi, COO - Sunny has over a decade of deep expertise in core transactional systems as well as risk & compliance management solutions, and has successfully built & launched comprehensive products for Basel II/III and Asset Quality Management.

He has extensive global experience as a business analyst and project manager in global financial practice of Tata Consultancy Services (TCS) as well as in Australia and New Zealand Bank (ANZ). Sunny is an engineer in Computer Science from Thapar University and earned an MBA in Finance & Strategy from Indian Institute of Management (IIM).

For additional information on the Ardmore Fintellix joint venture, or an in-depth look at each of the services provided through the Ardmore Fintellix CPM suite, please click the links below.