Kathy L. Davis, Senior Consultant

Kathy Davis is a senior consultant with experience in commercial and retail lendingKathy Davis is a senior banking consultant with over 40 years of banking experience in commercial and retail lending. Past experience includes management of the lending functions to include commercial and retail line lenders, commercial credit department, credit administration, collections, loan policy/procedure development, ALLL evaluation and methodology, among other fields.  

Prior to joining ABA, Ms. Davis was a SVP and Senior Credit Officer for Alliance Bank, where she was responsible for the overall credit risk management program for commercial and retail lending, managed the commercial credit and collection departments, evaluated the ALLL for management and edited the loan policy and procedure manuals.  She also coordinated the loan portfolio reporting to the bank’s Board of Directors and regulatory agencies. 

Prior to joining Alliance Bank (formerly First National Bank of Cortland), Ms. Davis  was Vice President and regional commercial loan officer for  NBT Bank, N.A. Ms. Davis attended SUNY Morrisville and graduated from the University of Wisconsin’s Graduate School of Banking. She also received certification from SUNY Buffalo’s Bank Management Institute and School of Management and the  AIB Commercial Lending diploma.  

At ABA, Ms. Davis works with clients in the following areas:
  • Loan Review
  • Due Diligence
  • Quality Control

Click here to return to our home page